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TIME VALUE OF INVESTMENT

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Time value of investment, why it is an important concept and how it really makes an impact in our life. IF we go by the definition than The time value of money is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capabilities This basic principle of finance holds that, money can earn interest, any amount of money is worth more the sooner it is received The wealthy individual knows how to put their money to work within the current banking system, and make more money. We know that with time our expenses too gets increased due to inflation factor so one has to cope up with that by investing in better rates.  ·        Maximizing returns and regular saving ·        Minimizing cost & unnecessary expenses ·        Growing investment and reviewing portfol...

investing in mutual fund a guide for beginner

A  mutual fund  is a professionally managed  fund s  that pools money from many investors to purchase  securities . Mutual funds provide Asset diversification  Diversification involves the different sector of investments within a portfolio and is used to manage risk.  diversification: A fund diversifies holding many securities; this  diversification   decreases risk. By purchasing mutual funds, you are provided with the immediate advantages of instant diversification and  asset allocation  without the large amounts of cash needed to create individual portfolios.The professional fund manager select fund based on company profile & market condition for capital appreciation. Types of fund based on nature: 1. Closed-end fund :  A  closed-end fund  ( CEF ) or  closed-ended fund  is a collective investment model based on issuing a fixed number of shares which are not redeemable from the fund 2...